assigned risk plan


assigned risk plan
страх., амер. система [программа\] приписанных [назначенных\] рисков* (программа страхования, предназначенная для обеспечения предоставления страховой защиты лицам, с которыми страховые компании отказываются заключать обыкновенные страховые договора из-за повышенного уровня риска: предусматривает, что страховщики, оказывающие определенный вид страховых услуг, разделяют между собой обязательства по страхованию таких рисков; напр., по законодательству некоторых штатов США все страховые компании, специализирующиеся на автомобильном страховании, обязаны заключать договора страхования автогражданской ответственности с лицами, которые не могут приобретать полисы в обычном порядке; при этом максимальное количество таких полисов для отдельной страховой компании обычно ограничивается определенной долей от общего количества полисов, проданных компанией; в некоторых штатах США аналогичные страховые программы применяются при страховании работников от несчастных случаев на производстве; страховые премии в этом случае, как правило, значительно выше, чем при обычном страховании)
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Англо-русский экономический словарь.

Смотреть что такое "assigned risk plan" в других словарях:

  • assigned risk plan — An insurance plan created and imposed by state statute under which persons who normally would be denied insurance coverage as bad risks are permitted to purchase insurance from a pool of insurers who must offer coverage to such individuals.… …   Law dictionary

  • assigned risk plan — In those states having compulsory motor vehicle insurance laws (i.e. financial responsibility laws), such statutes provide that persons who are otherwise unable to buy coverage (because of, e.g., poor driving records) may secure insurance through …   Black's law dictionary

  • assigned risk plan — In those states having compulsory motor vehicle insurance laws (i.e. financial responsibility laws), such statutes provide that persons who are otherwise unable to buy coverage (because of, e.g., poor driving records) may secure insurance through …   Black's law dictionary

  • assigned risk plan — An arrangement, in a state where automobile liability insurance is compulsory, whereby risks, which otherwise insurers would decline, are imposed by law upon particular insurers, so that all drivers and vehicles residing or located in the state… …   Ballentine's law dictionary

  • assigned risk — UK US noun [C] US ► INSURANCE a person who is refused insurance because of their previous record and must buy insurance from particular insurance companies who can charge them more money: assigned risk insurance/plan »State insurance regulations… …   Financial and business terms

  • Risk — takers redirects here. For the Canadian television program, see Risk Takers. For other uses, see Risk (disambiguation). Risk is the potential that a chosen action or activity (including the choice of inaction) will lead to a loss (an undesirable… …   Wikipedia

  • Risk factors for breast cancer — Risk factors of breast cancer may be divided into preventable and non preventable. Their study belongs in the field of epidemiology. Breast cancer, like other forms of cancer, is considered to result from multiple environmental and hereditary… …   Wikipedia

  • Risk management — For non business risks, see risk, and the disambiguation page risk analysis Example of risk management: A NASA model showing areas at high risk from impact for the International Space Station. Risk management is the identification, assessment,… …   Wikipedia

  • Content of a business plan — Main article: Business plan This article explains what goes into a business plan and why. It is not specific to any particular kind of business plan, nor does it presume any specific layout. Please do not read the section headings as titles of… …   Wikipedia

  • Enterprise risk management — In business, enterprise risk management (ERM) includes the methods and processes used by organizations to manage risks and seize opportunities related to the achievement of their objectives. ERM provides a framework for risk management, which… …   Wikipedia

  • Schlieffen Plan — For the French counter plan, see Plan XVIIThe Schlieffen Plan was the German General Staff s early 20th century overall strategic plan for victory both on the Western Front against France and against Russia in the east, taking advantage of… …   Wikipedia

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